Asset Protection

Estate Conservation

Tax Strategies

Disability Insurance

Life Insurance

Long Term Care Insurance

Health Insurance

IRA’s and Roth IRA’s

401(k), 403(b), and 457 Plans

Deferred Compensation

College Planning


                Employment Contract

                Starting A Practice


                S Corp, PA, PLLC, PC

                Student Loans

                Legal Asset Protection

                Protecting your License

                Wage Accounts

                Disability Insurance (Legal Side)

                Marijuana in the Workplace

                Sexual Harassment at Work

                Wills & Trust


                Disability Insurance

                Life Insurance

                Estate Planning

                Tax Strategies

                Pre/Post Nuptials

                Umbrella Policy

                Human Resources

Small Business Accounting

Tax Preparation


Audit Review

Strategic Business Planning

Tax Planning

Contract Negotiations/Moonlighting

Your contract should be unique to your needs. An ambiguous contract can make you contractually obligated to duties you did not plan or agree to perform. The duties should be listed in detail. These details are typically not added to your contract directly. This is where Max’s One Pager comes into play to protect you based on your “understanding” of the contract terms.

Compensation in the form of salary and bonuses/RUV’s should not be left to chance. Your benefits should be clearly defined. You get a clear sense of deal breakers and must haves. Additional items important to you may be useful as bargaining chips while negotiating your contract. You should take advantage of the complementary contract review Max offers for your initial contract after residency or fellowship graduation to any who attends one of his seminars.

Business Corporations

Find out how changing your small practice or business to a Corporation or a Limited Liability Company (LLC) can offer a range of advantages for you as the business owner. A key reason to do so is that a corporation or LLC protects owners’ personal assets in case debts or legal judgments are claimed against the business. Corporations and LLCs are both separate legal entities (business structures) that enjoy certain protections under the law and important benefits. Please schedule some time to come in and meet to see the total benefits of doing so.

Reducing your Taxes

Taxes are certain, but with our team of legal, financial, and tax experts you can minimize the impact they have on your bottom line. Tax laws are constantly changing. You can save yourself time and stress by letting our team of experts prepare your personal or business tax returns.

We provide tax services, financial planning, and more to individuals, both domestic and international, and businesses of every size. Our experienced team of legal, financial, and tax experts are here to assist you with tax-saving strategies. The goal of tax planning is to arrange your financial affairs to minimize your taxes. There are a number of ways to reduce your taxes. Our experts will discuss strategies to minimize your tax liability to maximize your income. We will recommend investments, income and expense management, and other ways to legally reduce your taxes and allow you to keep more of the money you earn.

Wills and Trust

Wills and Trust are very simple. If you don’t make a will before your death, state law will determine who gets your property and a judge may decide who will raise your children. The most basic estate planning document; a will outlines who should get your property and who will care for your minor children.

Our job is to work with our clients to make these documents more and more specific. When there is family wealth involved, there become many layers to these documents. The usage of familial assets can be predetermined for generations to come. We sit with our physician clients and take the time necessary to listen to their desires and plans for how their assets will be used by their spouse and subsequent generations. These documents are not just essential to a strong estate plan, but asset protection as well.

Paying Off Student Loans

Paying for a medical education is challenging. In fact, the majority of medical school graduates complete their education with the assistance of student loan financing. * According to 2017 Association of American Medical College, of the graduating class of 2016, 76 percent of medical students reported leaving medical school with student loan debt. Across the country, the median level of debt for the class of 2016 was $190,000 (based on public and private MD-granting medical schools, including undergraduate debt). We have designed strategies to deal with student loans and devise payment options to fit your budget. Remember, student loans can be refinanced multiple times.

We know that many married graduates are married filing separately to reduce income based repayments. Student loan interest and several other tax write-offs are not available for households that use this filing status. We have in house strategies to make loan interest deductible and expedite the payoff time period.
*2017 Association of American Medical Colleges.

Purchasing Your First Home/Practice

Looking for a Physician’s mortgage, special financing, contact us today for Physician Loan Programs through several banks that provide multiple financing options to help you get into your dream home. The physician loan program could be a great option for residents, fellows, and recent graduates. This can initiate the student loan payoff strategy using your home’s equity.

Pre/Post Nuptials

A Pre-Nuptial Agreement is a contract entered into by a couple prior to a marriage or civil partnership setting out the consequences in the event of a breakdown of the relationship.

A Post Nuptial Agreement is a contract entered into after a couple marry or enter a civil partnership and contains many of the same provisions as a Pre-Nuptial Agreement. Post Nuptial Agreements provide more certainty than Pre-Nuptial Agreements, and it advisable to have any “Pre Nup” converted into a “Post Nup” after marriage.

Estate Planning

To ensure your wishes are carried out, you need to provide instructions stating whom you want to receive something of yours, what you want them to receive, and when they are to receive it. You also want this to happen with the least amount paid in taxes, legal fees, and court costs.

Estate planning is making a plan in advance and naming whom you want to receive the things you own after you die.

Wage Accounts

Wages, earnings or compensation of the head of household which are due for personal labor or services, including wages deposited into a bank account (provided they are traceable and identified as such) are exempt from garnishment or attachment under Florida Statute Section 222.11. A debtor is head of household if he financially supports someone for whom he has a legal or moral support obligation, such as a spouse, child, or parent. The dependent does not have to reside in the debtor’s primary residence. Exempt means that such wages cannot be reached by a creditor, except for alimony and child support payments, or except when the right to garnish wages is given to a creditor (such as in loan documents, in connection with a bank loan).

In Florida, the law provides for the protection of 100% of the head of household’s wages from garnishment even if the wages are commingled with other funds, as long as you can clearly trace and identify the wages deposited into the account. This can be an Asset Protection advantage.


“I have been with Max Adams since coming out of my fellowship in 2004. He has the most positive attitude I have ever encountered and always has my best interest at heart. He has taken care of many estate planning paperwork for myself and wife, and mother and arranged for my disability insurance. At my request, he has also written several letters pertaining to legal matters that always seem to occur in the medical field. I would recommend him without hesitation. Absolute Surgical Specialists, PLLC 813-633-0081”

Craig Amshel, M.D.

“I have worked with Max Adams for the last six years and he has advised me in a comprehensive manner with regards to my profession. He has been fair and affordable and has made wonderful suggestions. I will continue working with him in the future.”

Lorena Bonilla


Head Office

2151 S. LeJeune Rd #306
Coral Gables, Fl 33134

Call Us

Tel: (305) 444-3484
Fax: (866) 676-4671


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